How our Freight Bill Factoring Works:

About ACS Factors:
ACS was started by factoring veterans with over 40 years of combined factoring and lending experience. At ACS, we turn invoices and freight bills into immediate cash.
We are excited to be located near the trucking corridors to offer the best freight factoring solution for many companies in Moreno Valley.
Why ACS Factors?
COMPARED TO | BANKS | OTHER FACTORS | ![]() |
---|---|---|---|
APPROVAL | Weeks To Approve | Days To Approve | Hours To Approve |
UPFRONT FEES | Maybe | Application Fee | No Deposits or Application Fees |
TERM OF DEAL | 1-3 years | 6 months - 2 years | Month - to - Month |
TERMINATION FEE | May Have Early Termination Fee | Early Termination Fee | No Early Termination Fee - EVER! |
MINIMUM FUNDING | Minimum Borrowing High | Some Have Minimum | No Minimum |
MINIMUM FUNDING FEE | Non-usage Fee | Minimum Monthly Fee | No Fee if you don't factor |
FUNDING LIMITS | Increase Requires New Process | Easy To Increase | Easy To Increase |
CUSTOMER SERVICE | Talk To Relationship Manager | Talk To Acct Rep | Talk to Owner / CEO |
REPAYMENT REQUIREMENT | Company Makes Payments | Company must repay Factor if customer doesn't pay invoice - Your Loss! | ACS takes the credit risk if your customer cannot pay - Our Loss, Not Yours! |
Features & Benefits
- Immediate Funding On Your Accounts Receivable
- Free Credit Checking
- No Long Term Commitments
- No Minimum Volume
- Simple, No Fee Application
- Professional Courteous Service
- 24/7 Online Access To your Account
- Credit and Collection Management Services
- Pay for Fuel
- Pay for Repairs
- Pay for Insurance
- Payroll