Meet the team

John Cummings began his career in factoring in 1983.  Has a BS in Business Administration with an emphasis in Marketing from California State Polytechnic, Pomona.  Enjoys playing and watching soccer, golf, hiking with his 3 German Shepherds and traveling with his wife.

Briana Hokanson (Cummings) has been in factoring for a number of years.  She interned back in high school at her dad’s former company.  She went on to earn a BA in Sociology from California State University, Fullerton, where she spent a semester abroad in China.  Briana enjoys spending time outdoors with her husband going camping, target shooting and snow boarding.

Jonathan Cummings has been in factoring since working high school summers at his dad’s former employer.  Jonathan continued working and going to college where he earned a BA in Business Administration from the University of California, Riverside.  Jonathan enjoys family time with his wife and newborn son and 2 dogs. He is an avid sports fan and enjoys tracking many teams and players.

Liz Sanchez joined ACS Factors in 2018. Prior to joining ACS, Liz worked in the insurance industry for 4 years in customer service. She has an Associates Degree in Sociology from Pasadena City College. Liz enjoys spending time with her husband, niece and their dog. One of the places she really likes visiting is Disneyland!

Liz is bilingual and a great help with our Spanish speaking clients.

Maria Munoz began working with ACS in 2019. Spanish was her first language learned and is fantastic in working with our Spanish speaking clients. Maria has worked in customer service and account handling as well as doing in person sales for a perfume distribution company. She enjoys interacting with clients and is very detail minded. She enjoys outdoor time in the park with her husband and young daughter.